2024 Annual Results

This is the archive webcast of the presentation at 09:30 on Thursday, 13 March 2025

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2024 Results Presentation2024 Results Presentation
AgendaAgenda
We are an FX & Payments led businessWe are an FX & Payments led business
HighlightsHighlights
Building on a robust business modelBuilding on a robust business model
Financial PerformanceFinancial Performance
Income statementIncome statement
Increasingly diverse income profileIncreasingly diverse income profile
Volumes up Take-rates narrowed by market forcesVolumes up Take-rates narrowed by market forces
Optimising resource to drive strategic growthOptimising resource to drive strategic growth
We are re-shaping our work force & strategically upskillingWe are re-shaping our work force & strategically upskilling
The business is cash generativeThe business is cash generative
Investing to future-proof our businessInvesting to future-proof our business
Well capitalised to support growthWell capitalised to support growth
Key takeawaysKey takeaways
Strategic UpdateStrategic Update
Good strategic progressGood strategic progress
We are part way through our journeyWe are part way through our journey
Long term structural opportunitiesLong term structural opportunities
A 12 - 18 month transformation programA 12 - 18 month transformation program
Our customers come to us because we are a strong partnerOur customers come to us because we are a strong partner
New income initiatives in 2025 driving sustainable growthNew income initiatives in 2025 driving sustainable growth
Trade Finance drives client loyalty and strong economicsTrade Finance drives client loyalty and strong economics
and we have a capital light scaling strategyand we have a capital light scaling strategy
We are enhancing our payments capabilitiesWe are enhancing our payments capabilities
We are on a journey to be the leading B2B Payment Solution Provider in emerging marketsWe are on a journey to be the leading B2B Payment Solution Provider in emerging markets
We are reshaping the business to deliver growthWe are reshaping the business to deliver growth
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2024 Results Presentation
2024 Results Presentation
Agenda
Agenda
We are an FX & Payments led business
We are an FX & Payments led business
Highlights
Highlights
Building on a robust business model
Building on a robust business model
Financial Performance
Financial Performance
Income statement
Income statement
Increasingly diverse income profile
Increasingly diverse income profile
Volumes up Take-rates narrowed by market forces
Volumes up Take-rates narrowed by market forces
Optimising resource to drive strategic growth
Optimising resource to drive strategic growth
We are re-shaping our work force & strategically upskilling
We are re-shaping our work force & strategically upskilling
The business is cash generative
The business is cash generative
Investing to future-proof our business
Investing to future-proof our business
Well capitalised to support growth
Well capitalised to support growth
Key takeaways
Key takeaways
Strategic Update
Strategic Update
Good strategic progress
Good strategic progress
We are part way through our journey
We are part way through our journey
Long term structural opportunities
Long term structural opportunities
A 12 - 18 month transformation program
A 12 - 18 month transformation program
Our customers come to us because we are a strong partner
Our customers come to us because we are a strong partner
New income initiatives in 2025 driving sustainable growth
New income initiatives in 2025 driving sustainable growth
Trade Finance drives client loyalty and strong economics
Trade Finance drives client loyalty and strong economics
and we have a capital light scaling strategy
and we have a capital light scaling strategy
We are enhancing our payments capabilities
We are enhancing our payments capabilities
We are on a journey to be the leading B2B Payment Solution Provider in emerging markets
We are on a journey to be the leading B2B Payment Solution Provider in emerging markets
We are reshaping the business to deliver growth
We are reshaping the business to deliver growth
Q&A
Q&A
Q&A
Q&A
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Q&A
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